September 6, 2026
Latest:
  • India’s Banks Strengthen Balance Sheets as NPAs Reach Record Low
  • RBI Highlights Role of AI in Banking Fraud Prevention and Credit Access
  • RBI Deputy Governor Urges Banks to Improve Retail Foreign Exchange Services
  • AI in Indian Banking: Technology May Reshape Jobs Rather Than Replace Bankers
  • SMA Monitoring Checklist: 15 Checks Before an Account Slips Further
Banking Finance – News, Articles, Statistics, Banking Exams, Banking Magazine

Banking Finance – News, Articles, Statistics, Banking Exams, Banking Magazine

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early warning signals

SMA Monitoring Checklist:
Articles 

SMA Monitoring Checklist: 15 Checks Before an Account Slips Further

September 4, 2026 admin 0 Comments banking compliance, Credit Monitoring, credit risk, CRILC, early warning signals, NPA prevention, rbi, SMA monitoring, special mention account, Stressed Assets

Once a loan account enters Special Mention Account territory, the difference between recovery and a slide into NPA usually comes

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65 Days Overdue Loan
Articles 

65 Days Overdue Loan: Which SMA Category Applies?

September 2, 2026September 2, 2026 admin 0 Comments asset classification, banking compliance, credit risk, CRILC, early warning signals, loan overdue, NPA classification, rbi, SMA-2, special mention account

If a borrower’s loan account has been overdue for 65 days, the account falls squarely into SMA-2, the final and

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Banking Finance Journal

Recent Posts

  • India’s Banks Strengthen Balance Sheets as NPAs Reach Record Low
  • RBI Highlights Role of AI in Banking Fraud Prevention and Credit Access
  • RBI Deputy Governor Urges Banks to Improve Retail Foreign Exchange Services
  • AI in Indian Banking: Technology May Reshape Jobs Rather Than Replace Bankers
  • SMA Monitoring Checklist: 15 Checks Before an Account Slips Further

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The portal  bankingfinance.in has been sponsored by The Insurance Times Group.  The group ventured to publish the first monthly journal on Insurance in India in the year 1981 which is still is the most widely read Insurance Journal in India.  In the year 1988 we published Banking Finance an exclusive journal on Banking and Finance Segment.  Since then we have covered many milestones and our readership is growing from strength to strength.

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