SMA Monitoring Checklist: 15 Checks Before an Account Slips Further
Once a loan account enters Special Mention Account territory, the difference between recovery and a slide into NPA usually comes
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Articles
65 Days Overdue Loan: Which SMA Category Applies?
If a borrower’s loan account has been overdue for 65 days, the account falls squarely into SMA-2, the final and
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Relationship Manager in Banking: 10 Skills Beyond Sales
Ask most people what a relationship manager does, and the answer usually starts and ends with sales. It is not
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From IPO Preparation to Listing: Why Financial Readiness Is Becoming a Boardroom Priority
Previously, the primary focus of IPO for many organizations was seen as a financial process involving merchant bankers, lawyers, and
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SMA-1 Explained: What a 31–60 Days Overdue Loan Means
When a borrower misses an EMI or interest payment and the delay stretches past a month, the loan does not
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From Branch Banking to Credit: Skills You Need to Make the Career Move
A lot of credit professionals started somewhere else. Many spent their first few years on a branch floor, handling deposits,
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How to Become an Effective Branch Manager: 10 Skills to Develop
A branch manager is often described as the mini CEO of a bank branch, and the description holds up well
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Early Warning Signals in Loan Accounts: 12 Indicators Bankers Should Monitor
By the time a loan account slips into default, most of the warning signs have already been visible for months.
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How to Become a Credit Analyst in Banking: 10 Skills You Need to Build
Every loan a bank approves carries a question behind it: will this borrower repay? Answering that question, again and again,
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CRILC Reporting Explained: RBI’s Large Credit Monitoring System
CRILC Reporting Explained: What Every Credit Officer Should Know About RBI’s Large Credit Monitoring System When a large borrower begins
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