Kotak Bank Launches Hybrid Home Loan
Kotak Mahindra Bank has launched a Hybrid Home Loan that allows borrowers to lock their interest rate for 39, 52
Read more
Author: admin
Retail Banks Urged to Redefine Customer Value
Retail banks may be overlooking one of their biggest growth opportunities by continuing to define customer value primarily through current
Read more
CRILC Reporting Explained: RBI’s Large Credit Monitoring System
CRILC Reporting Explained: What Every Credit Officer Should Know About RBI’s Large Credit Monitoring System When a large borrower begins
Read more
Solo Develops Reusable KYC Model for Banks
Solo, a consumer reporting agency, has developed a reusable customer-verification model aimed at reducing duplication in KYC processes across banks
Read more
India Nears Universal Banking Coverage
India has moved close to achieving universal banking coverage, with 99.92% of inhabited villages now having access to a banking
Read more
Early Warning Signals (EWS) in Banking: How Banks Detect Loan Stress Before NPAs
A loan account rarely becomes a Non-Performing Asset (NPA) without giving warning signs. Long before repayments stop completely, borrowers often
Read more
Amit Shah Launches ‘Bank in a Box’ for UCBs
Union Home Minister and Minister of Cooperation Amit Shah has launched a series of technology and cybersecurity initiatives aimed at
Read more
Lok Sabha Passes Bankers’ Books Evidence Bill
The Lok Sabha has passed the Bankers’ Books Evidence Bill, 2026, which seeks to formally recognise electronic, digital, virtual and
Read more
What Should Banks Do When an Account Enters SMA-1 or SMA-2? Complete Guide
A borrower missing one loan payment does not automatically mean the loan will become a Non-Performing Asset (NPA). However, when
Read more
Lok Sabha Clears Bill Enabling UPI Charges
The Lok Sabha has passed the Taxation and Other Laws (Amendment) Bill, 2026, which includes amendments creating a legal framework
Read more