Author: admin

Industry News 

India’s Banks Strengthen Balance Sheets as NPAs Reach Record Low

September 5, 2026 admin 0 Comments asset quality, bad loans, banking reforms, Banking Sector, credit risk management, FINANCIAL STABILITY, Indian Banks, NPAs, Risk management

India’s banking sector has shown significant improvement in asset quality, with non-performing assets (NPAs) declining to record low levels, reflecting

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Reserve Bank Corner 

RBI Highlights Role of AI in Banking Fraud Prevention and Credit Access

September 5, 2026 admin 0 Comments AI in Banking, Artificial Intelligence, BANKING TECHNOLOGY, credit risk management, Digital Banking, Financial Inclusion, fraud prevention, rbi

The Reserve Bank of India (RBI) has highlighted the growing role of artificial intelligence (AI) in improving fraud prevention, strengthening

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Reserve Bank Corner 

RBI Deputy Governor Urges Banks to Improve Retail Foreign Exchange Services

September 4, 2026 admin 0 Comments AML compliance, BANKING TECHNOLOGY, customer experience, Digital Banking, foreign exchange services, forex management, rbi, Retail Banking

The Reserve Bank of India (RBI) Deputy Governor has called on banks to strengthen retail foreign exchange services, highlighting the

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Uncategorized 

AI in Indian Banking: Technology May Reshape Jobs Rather Than Replace Bankers

September 4, 2026 admin 0 Comments AI in Banking, Artificial Intelligence, Banking Jobs, BANKING TECHNOLOGY, Digital Transformation, future of banking, Risk management, workforce transformation

Artificial intelligence (AI) is expected to significantly transform India’s banking sector, but its impact is likely to involve job redesign

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Articles 

SMA Monitoring Checklist: 15 Checks Before an Account Slips Further

September 4, 2026 admin 0 Comments banking compliance, Credit Monitoring, credit risk, CRILC, early warning signals, NPA prevention, rbi, SMA monitoring, special mention account, Stressed Assets

Once a loan account enters Special Mention Account territory, the difference between recovery and a slide into NPA usually comes

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Articles 

65 Days Overdue Loan: Which SMA Category Applies?

September 2, 2026September 2, 2026 admin 0 Comments asset classification, banking compliance, credit risk, CRILC, early warning signals, loan overdue, NPA classification, rbi, SMA-2, special mention account

If a borrower’s loan account has been overdue for 65 days, the account falls squarely into SMA-2, the final and

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Industry News 

Major Private Banks Reduce Workforce as AI Adoption Reshapes Banking Operations

September 1, 2026 admin 0 Comments AI Governance, AI in Banking, Automation, Banking Jobs, BANKING TECHNOLOGY, Digital Transformation, operational risk, workforce management

Major private sector banks in India have reduced their workforce by around 10,114 employees in FY26, highlighting the impact of

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Industry News 

Indian Bank Raises USD 400 Million Through GIFT City Branch

September 1, 2026 admin 0 Comments banking growth, FINANCIAL SERVICES, foreign currency funding, GIFT City, IFSC, INDIAN BANK, International Banking, treasury risk management

Indian Bank has raised USD 400 million through its branch at GIFT City, Gujarat, strengthening its foreign currency funding capabilities

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Articles 

Relationship Manager in Banking: 10 Skills Beyond Sales

September 1, 2026 admin 0 Comments banking career skills, BFSI careers, client relationship management, credit awareness for RMs, Cross Selling, financial advisory skills, relationship manager in banking, RM skills banking

Ask most people what a relationship manager does, and the answer usually starts and ends with sales. It is not

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Articles 

From IPO Preparation to Listing: Why Financial Readiness Is Becoming a Boardroom Priority

September 1, 2026September 1, 2026 admin 0 Comments business transformation, Capital Markets, CFO, corporate governance, financial reporting, internal controls, IPO readiness, Risk management

Previously, the primary focus of IPO for many organizations was seen as a financial process involving merchant bankers, lawyers, and

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