Indian Economy Remain Resilient
India’s economy is likely to remain resilient rather than become more vulnerable, according to Chief Economic Adviser V. Anantha Nageswaran,
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credit risk
Concentration Risk Management in NBFCs: Moving beyond exposure limits to portfolio resilience
Non-Banking Financial Companies have become an important source of credit across consumer finance, housing, vehicles, microfinance, infrastructure, small businesses and
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SMA Monitoring Checklist: 15 Checks Before an Account Slips Further
Once a loan account enters Special Mention Account territory, the difference between recovery and a slide into NPA usually comes
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65 Days Overdue Loan: Which SMA Category Applies?
If a borrower’s loan account has been overdue for 65 days, the account falls squarely into SMA-2, the final and
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SMA-1 Explained: What a 31–60 Days Overdue Loan Means
When a borrower misses an EMI or interest payment and the delay stretches past a month, the loan does not
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Stress testing in Banking: Building resilience in an uncertain financial environment
The banking industry operates in an environment where economic cycles, financial market volatility, geopolitical tensions, technological disruptions, and climate-related risks
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Looming Risks in the Banking Sector: An Evolving Landscape of Uncertainty
Introduction The global banking sector stands at a precarious crossroads having weathered recent turbulences, finds itself at the precipice of
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Credit and Risk Analytics in Banking: Leveraging Machine Learning for Default Prediction, Fraud Detection, and Risk Management
Introduction The contemporary banking sector operates within an increasingly intricate landscape of financial risks, demanding analytical methodologies that transcend the
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Moody’s warns of higher risks for Indian banks from Middle East tensions
Moody’s Ratings has cautioned that escalating geopolitical tensions in the Middle East and persistently high crude oil prices could increase
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RBI Finalises Lending Norms for Urban Co-operative Banks
The Reserve Bank of India (RBI) has notified final lending guidelines for Urban Co-operative Banks (UCBs), aimed at strengthening credit
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