October 6, 2026
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  • RBI Vigilant of Emerging Vulnerabilities, Will Keep Financial System Resilient: Governor
  • RBI Could Draw the Line Under Easing as Inflation Risks Return
  • Bank Liquidation Should Be Handled by IBBI-Certified IPs Under RBI-DICGC Oversight: Study
  • RBI Rate Hike Looms as Central Bank Grapples With Excess Liquidity
  • Indian Bank Manager’s Death Sparks Fresh Debate on Workplace Pressure
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Industry News 

UPI Handles Over 20 Billion Monthly Transactions

September 26, 2026September 26, 2026 admin 0 Comments BANKING TECHNOLOGY, cyber risk, digital payments, Fintech, India payments, NPCI, operational resilience, payment fraud, Payment Systems, UPI

India’s Unified Payments Interface (UPI) has emerged as a major global digital-payments benchmark, supporting more than 20 billion transactions a

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UPI MDR Framework 2026
Articles 

UPI MDR Framework 2026: What Banks, Merchants and Payment Teams Need to Know

September 16, 2026September 16, 2026 admin 0 Comments BFSI Training, digital payments compliance, Merchant Discount Rate, NPCI, payment service providers, RMAI, UPI MDR Framework 2026, UPI P2M transactions

The UPI MDR Framework 2026 marks the first meaningful shift in how UPI merchant payments are funded since the government

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Mutual Fund News 

UPI Payments Under ₹2,000 Remain Free

September 15, 2026September 15, 2026 admin 0 Comments BANKING, Digital Banking, digital payments, Financial Inclusion, fraud risk management, NPCI, Payment Systems, UPI payments

Banks cannot impose charges on Unified Payments Interface (UPI) transactions of up to ₹2,000, according to the government, reinforcing the

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Industry News 

Parliament Clears Tax Bill, UPI to Remain Free for Users

August 21, 2026September 28, 2026 admin 0 Comments banking regulation, BFSI, Digital Banking, digital payments, Fintech, Indian Banking, MDR, NPCI, Parliament, Payment Systems, Tax Bill, UPI, UPI payments

Parliament has cleared the Taxation and Other Laws (Amendment) Bill, 2026, which includes changes to the legal framework governing digital

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Industry News 

UPI Transaction Growth Slows to 23.5% in FY27

August 17, 2026September 28, 2026 admin 0 Comments BANKING, digital payments, Fintech, MDR, NPCI, UPI

Growth in transactions through India’s Unified Payments Interface (UPI) has moderated during the first four months of FY27, even as

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Banking Finance Year 2024 Industry News July 2024 

Maldives to launch RuPay service

July 19, 2024September 30, 2026 admin Cashless Payments, digital payments, FINANCIAL SERVICES, Fintech, India Maldives, Maldives, NPCI, Payment Systems, RuPay, RuPay International, Service

India’s RuPay service will soon launch in Maldives. The announcement comes amidst the tensions in bilateral ties between India and

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Banking News 

Banks facing disruption in UPI services, says NPCI

March 8, 2024 admin 0 Comments banks, disruption, NPCI, UPI

Some of the banks experienced Unified Payment System (UPI) connectivity disruptions due to internal technical issues, National Payments Corporation of

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Banking News 

UPI payments rise 42% to Rs. 18 lakh crore in December

February 9, 2024 admin 0 Comments December, NPCI, UPI payments, UPI TRANSACTION

UPI transaction value went up 42% year-on-year to Rs 18 lakh crore in December, while volume rose 54% to 1,202

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Banking News 

India can do 100 billion UPI transactions a month: NPCI

October 11, 2023 admin 0 Comments Corporation of India, Global Fintech Fest, National Payments Corporation, NPCI, potential

India has the potential to do 100 billion Unified Payments Interface (UPI) transactions a month, a top official from the

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Industry News 

UPI payments up 8% at 730crore

December 27, 2022 admin 0 Comments NPCI, payments, UPI

UPI transactions in India surged 7.7 per cent to 730 crore and the total value stood at more than Rs

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Banking Finance Journal

Recent Posts

  • RBI Vigilant of Emerging Vulnerabilities, Will Keep Financial System Resilient: Governor
  • RBI Could Draw the Line Under Easing as Inflation Risks Return
  • Bank Liquidation Should Be Handled by IBBI-Certified IPs Under RBI-DICGC Oversight: Study
  • RBI Rate Hike Looms as Central Bank Grapples With Excess Liquidity
  • Indian Bank Manager’s Death Sparks Fresh Debate on Workplace Pressure

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The portal  bankingfinance.in has been sponsored by The Insurance Times Group.  The group ventured to publish the first monthly journal on Insurance in India in the year 1981 which is still is the most widely read Insurance Journal in India.  In the year 1988 we published Banking Finance an exclusive journal on Banking and Finance Segment.  Since then we have covered many milestones and our readership is growing from strength to strength.

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