India Moves Closer to Universal Banking Coverage
India is approaching universal banking coverage as financial inclusion initiatives, digital infrastructure and expanding banking networks continue to improve access
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Financial Inclusion
India Nears Universal Banking Coverage
India has moved close to achieving universal banking coverage, with 99.92% of inhabited villages now having access to a banking
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From the Desk-of-Editor in Chief for August 2026
The Reserve Bank of India’s revised Basel Pillar 3 disclosure framework is an important step towards strengthening transparency, accountability and
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Viksit Bharat @ 2047 Initiative and Role of Banks
Introduction: The proposed ‘Viksit Bharat’ is the Government of India’s ambitious vision to transform our nation into a developed country
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Financial Health of Regional Rural Banks Improves
The financial position of in India has improved significantly in recent years, supported by better asset quality, stronger profitability and
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Banks Collect Over ₹7,000 Crore in Minimum Balance Charges
Indian banks collected more than ₹7,000 crore from customers in FY26 as penalties for failing to maintain minimum balance requirements
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India to Launch Shared KYC Platform
Indian banks and insurance companies are expected to begin using a common customer verification platform in August 2026, allowing customers
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India to Launch Common Customer ID System
India is preparing to introduce a common customer identification system that will allow individuals to access banking and insurance services
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RBI Eases Insurance Norms for Rural Cooperative Banks
The Reserve Bank of India has removed the ₹50-crore net worth requirement for rural cooperative banks seeking to distribute insurance
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Reimagining MSME Credit in India: From Collateral to Cash Flow
Introduction: India’s MSME Engine and the Persistent Credit Gap India’s Micro, Small and Medium Enterprises (MSMEs) form the backbone of
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