UPI Payments Under ₹2,000 Remain Free
Banks cannot impose charges on Unified Payments Interface (UPI) transactions of up to ₹2,000, according to the government, reinforcing the
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Financial Inclusion
India Builds Global FinTech Vision
India has an opportunity over the next decade to develop a global fintech architecture, supported by its digital public infrastructure,
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IPPB Launches SHG Savings Account
India Post Payments Bank (IPPB) has announced the launch of a dedicated Self-Help Group (SHG) Savings Account to strengthen financial
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RBI Highlights Role of AI in Banking Fraud Prevention and Credit Access
The Reserve Bank of India (RBI) has highlighted the growing role of artificial intelligence (AI) in improving fraud prevention, strengthening
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RBI Move May Encourage New Urban Cooperative Banks
The Reserve Bank of India (RBI) is considering measures that could encourage the establishment of new urban cooperative banks (UCBs),
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RBI Deputy Governor Calls for Focus on Meaningful Financial Inclusion
Reserve Bank of India (RBI) Deputy Governor M. Rajeshwar Rao Murmu has emphasised the need to move beyond basic access
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Risk Becomes More Distributed Across India’s Lending Ecosystem
India’s lending ecosystem is undergoing a structural shift as credit activity expands across banks, non-banking financial companies (NBFCs), fintech platforms
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India Moves Closer to Universal Banking Coverage
India is approaching universal banking coverage as financial inclusion initiatives, digital infrastructure and expanding banking networks continue to improve access
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India Nears Universal Banking Coverage
India has moved close to achieving universal banking coverage, with 99.92% of inhabited villages now having access to a banking
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From the Desk-of-Editor in Chief for August 2026
The Reserve Bank of India’s revised Basel Pillar 3 disclosure framework is an important step towards strengthening transparency, accountability and
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