BFSI Training Archives - Banking Finance - News, Articles, Statistics, Banking Exams, Banking Magazine

NPA Recognition vs Provisioning: They Are Related, But Not the Same

September 10, 2026 admin 0 Comments asset classification, BFSI Training, doubtful asset, IRAC norms, loss asset, NPA recognition vs provisioning, RBI provisioning norms, RMAI, sub-standard asset

It is easy to assume that the moment a loan is recognised as an NPA, the bank sets aside the

Articles

Cash Credit vs Overdraft: 7 Practical Differences

September 9, 2026September 9, 2026 admin 0 Comments banking explained, BFSI Training, cash credit facility, cash credit vs overdraft, credit facilities, drawing power, overdraft facility, RMAI, working capital finance

Ask most people outside banking to explain the cash credit vs overdraft distinction and the answer usually comes back as,

Articles

From EWS to CRILC to NPA: One Borrower Stress Journey

September 8, 2026 admin 0 Comments BFSI Training, borrower stress journey, credit risk monitoring, CRILC reporting, early warning signals, EWS to CRILC to NPA, NPA classification, RMAI, SMA classification

The EWS to CRILC to NPA journey rarely looks dramatic while it is happening. It usually starts as a small,

Articles

CRILC: Why Large-Credit Monitoring Matters Before an Account Becomes NPA

September 7, 2026 admin 0 Comments BFSI Training, Central Repository of Information on Large Credits, CRILC large-credit monitoring, early warning signals, multi-bank exposure, RBI credit monitoring, RMAI, SMA reporting

CRILC large-credit monitoring exists to solve a problem no single bank can solve on its own, which is that a

Banking Finance Year 2026 January 2026

Book Review: Gen AI for Educators: A Practical Guide to Transforming Teaching, Learning & Research

January 19, 2026January 19, 2026 admin 0 Comments AI Ethics, AI for Banking, Artificial Intelligence in Education, BFSI Training, book review, Digital Transformation, Executive Education, Gen AI, Sanjiva Shankar Dubey, Workforce Upskilling

In an era where artificial intelligence is transforming every facet of life-including finance, education, governance, and communication- Prof. Sanjiva Shankar