digital payments

Banking Finance Year 2025 October 2025 

RBI CIRCULAR

October 15, 2025 admin 0 Comments authentication, CNP transactions, cybersecurity, data protection, Digital Banking, digital payments, Fintech, fintech regulation, payment security, Payment Systems Act, rbi, RBI Directions 2025, RBI GUIDELINES, Risk management, tokenisation, two-factor authentication

Reserve Bank of India (Authentication mechanisms for digital payment transactions) Directions, 2025 September 25, 2025 1. Introduction All digital payment

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Banking Finance Year 2025 October 2025 

From the Desk Of Editor-In-Chief

October 15, 2025 admin 0 Comments banking innovation, Banking Sector, customer complaints, digital lending, digital payments, DPI, Financial Inclusion, financial regulation, Fintech, governance, India finance, NBFCs, PSU Banks, rbi, RBI oversight, RBI reforms, Risk management, Sanjay Malhotra, Self-Regulatory Organisations, UPI

The Indian banking sector continues its evolutionary journey with a blend of technological ambition and heightened regulatory oversight. In recent

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Articles Banking Finance Year 2025 October 2025 

Emergence of CBDCs in the Global Financial Market

October 14, 2025October 14, 2025 admin 0 Comments BANKING, BIS, BlockChain, CBDC, Central Bank, cryptocurrency, digital currency, digital finance, digital payments, Digital rupee, E-rupee, Economy, FINANCE, Financial Inclusion, Fintech, fintech innovation, India, Monetary Policy, rbi, REGULATION, UPI

The global financial landscape has recently undergone significant transformations, with a notable focus on Central Bank Digital Currencies (CBDCs), often

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Banking Finance Year 2025 September 2025 

Rs. 1,700 cr: Hidden cost of sending money abroad

September 12, 2025 admin 0 Comments bank fees, cross-border payments, currency markup, digital payments, global remittances, hidden costs, India, international transfers, overseas education, rbi, Redseer, student remittances, SWIFT, US students, Wise

Families sending money abroad to support their children’s education paid an estimated Rs 1,700 crore ($200 million) in bank fees

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Articles August 2025 Banking Finance Year 2025 

The Role of Credit Scoring and Alternative Lending in India’s Financial Inclusion

August 11, 2025August 11, 2025 admin 0 Comments AI lending, alternative lending, BNPL, credit scoring, digital credit, digital payments, Financial Inclusion, Fintech, gig economy, India, microfinance, MSME credit, P2P lending, RBI regulations, UPI transactions

Introduction Financial inclusion has emerged as a critical driver of economic growth and social development in India, particularly those traditionally

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Banking Article Banking Finance Year 2025 March 2025 

Fintech Ecosystem in India and Impacts of Paytm on RBI’s Move

March 12, 2025 admin 0 Comments digital payments, Fintech, KYC compliance, mobile banking, Money Laundering, payment banks, Paytm Payments Bank, RBI regulations, RBI restrictions, UPI

A payments bank is a unique model of banking conceptualized by the Reserve Bank of India. A payments bank is

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Banking Article Banking Finance Year 2025 February 2025 

What is Digital Public Infrastructure? A comprehensive introduction to DPI, its components, and benefits

February 15, 2025 admin 0 Comments Aadhaar, AI, BlockChain, cybersecurity, Data Privacy, DigiLocker, digital identity, digital literacy, digital payments, Digital Public Infrastructure, Digital Transformation, DPI, e-Governance, e-Health, economic growth, emerging technologies, Financial Inclusion, Fintech, India Stack, interoperability, MyGov, open data, smart governance., UPI

Digital Public Infrastructure (DPI) is a foundational framework that enables digital transformation in a country. It’s akin to the physical

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Banking Article Banking Finance Year 2025 February 2025 

Opportunities and Risk for Traditional Banks in Embracing Open Banking

February 15, 2025 admin 0 Comments API integration, APIs, banking innovation, BANKING TECHNOLOGY, cybersecurity, digital payments, Digital Transformation, financial data security, Financial Inclusion, FINANCIAL SERVICES, Fintech, fintech collaboration, open banking, Regulatory Compliance, UPI

Technology has simplified our lives by making the processes easier and integrating into our daily routines. Today we cannot imagine

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Banking Finance Year 2025 Banking News January 2025 

UPI Drives Financial Access and Credit Growth, Study Reveals

January 16, 2025January 16, 2025 admin 0 Comments credit access, digital payments, Financial Inclusion, Fintech, IIM research, India, ISB study., retail payments, subprime borrowers, underserved borrowers, UPI

A research paper by IIM and ISB professors highlights the transformative impact of the Unified Payments Interface (UPI) on financial

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Banking Article Banking Finance Year 2025 January 2025 

ARE BANK CARDS GOING TO BE A THING OF THE PAST..??

January 14, 2025January 15, 2025 admin 0 Comments biometric payments, cardless transactions, contactless payments, debit cards, Digital Banking, digital payments, e-wallets, Financial Inclusion, fintech innovation, future of payments, mobile wallets, NFC technology, payment security, RBI initiatives, UPI payments

The Reserve Bank of India’s (RBI) push to enable Unified Payments Interface (UPI)-backed cash withdrawals from ATMs is likely to

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