August 31, 2026
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IRAC norms

SMA-1 Explained
Articles 

SMA-1 Explained: What a 31–60 Days Overdue Loan Means

August 31, 2026 admin 0 Comments asset classification, banking compliance, credit risk, CRILC, IRAC norms, loan overdue, NPA classification, rbi, SMA-1, special mention account

When a borrower misses an EMI or interest payment and the delay stretches past a month, the loan does not

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Recent Posts

  • SBI Chief Expects Consumption Demand to Sustain Economic Growth
  • ECL Rollout Pushes Banks to Overhaul Data Architecture
  • SMA-1 Explained: What a 31–60 Days Overdue Loan Means
  • The Future of Finance Leadership Takes Center Stage at CFO StraTech Dubai 2026
  • RBI Move May Encourage New Urban Cooperative Banks

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