Gross NPAs Under MUDRA Scheme Edge Up Slightly to 2.21% in FY25

The gross non-performing assets (GNPA) under the Pradhan Mantri Mudra Yojana (PMMY) rose marginally to 2.21% in 2024-25, compared to

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FinMin Urges Banks to Expand Farm Credit Through Digital Platforms

The Union Finance Ministry has directed banks — including public sector, private sector, regional rural, and cooperative banks — to

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MTNL Defaults on Rs. 8,346 Crore Loans from PSU Banks

State-run telecom company Mahanagar Telephone Nigam Limited (MTNL) has defaulted on loans totaling Rs. 8,346.24 crore from seven public sector

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The Evolution of India’s Pension System: A Comprehensive Review

Introduction India’s retirement framework has transformed significantly over the past two decades. The National Pension System (NPS), initially called the

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Unified Lending Interface (ULI) and Its Future in RBI’s New Trinity: JAM, UPI, and ULI

India’s financial ecosystem is undergoing a digital revolution, with the Reserve Bank of India (RBI) leading the charge by creating

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Mutual Credit Guarantee Scheme for MSMEs: A Game Changer for MSME Financing

Introduction Micro, Small, and Medium Enterprises (MSMEs) are the backbone of India’s economy, contributing significantly to GDP, employment, and exports.

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India’s Sovereign Bond Market: Opportunities to re-evolve

Bank treasuries in India play a pivotal role in the sovereign bond market, actively trading in a segment that dominates

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“India’s Global Moment: Rising Amid Tariffs and Trade Tensions”

Introduction The global economy is undergoing a significant shift, with protectionism re-emerging as a dominant force. Led by the United

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IFSCA (Banking) Regulations, 2020 and their Implications for the Future of Banking

Abstract: India’s financial services sector has evolved from traditional banking in the pre-colonial era to a modern, technology-driven system. Key

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