AU Small Finance Bank raises rates on Savings Accounts, FDs and RDs
AU Small Finance Bank (AU SFB), India’s largest Small Finance Bank, today announced an upward revision in interest rates across Savings Accounts, Fixed Deposits (FDs) and Recurring Deposits (RDs). Senior citizens will now earn up to 7.75% p.a. on term deposits, while Savings Account rates have been revised to a peak of 6.75% p.a. The revised rates are effective April 23, 2026.
For regular customers, FD and RD rates have been raised to a peak of 7.25% p.a. The revisions cover popular medium-term FD tenures between 12 and 36 months, and RD tenures up to 36 months. A detailed, tenure-wise rate card is enclosed with this release and is also available on the Bank’s website and at all AU SFB branches.
The revisions apply across AU SFB’s three core deposit products: Savings Accounts, which offer customers liquidity on everyday balances; Recurring Deposits, which support systematic monthly savings to build a long-term corpus; and Fixed Deposits, which offer assured returns on a lump-sum investment locked in for a chosen tenure. Together, they cover customer needs across short-to-medium-term liquidity and longer-term, assured-return savings.
The revised rates are available to new and existing customers across AU SFB’s 2,726+ banking touchpoints spread over 21 States and 4 Union Territories, and through the Bank’s digital channels including the AU 0101 app, WhatsApp Banking, and 24×7 video banking.
Detailed tenure-wise rates and applicable terms are also available on the Bank’s website.
Term Deposit – Check Current FD Interest Rates 2026 | AU Small Finance Bank
Savings – Get High Savings Account Interest Rates In 2026 | AU Small Finance Bank
About AU Small Finance Bank
AU Small Finance Bank Limited (AU SFB) is a Scheduled Commercial Bank and has established itself as India’s largest Small Finance Bank since commencing its banking journey in April 2017. Founded in 1996 by Mr. Sanjay Agarwal, a first-generation entrepreneur, AU enters its 31st year of operations with a legacy of deep-rooted “Dharma” of customer centric service having built, over three decades including more than eight years as a bank, a sustainable and inclusive financial institution that empowers underserved and under-reached communities through a robust retail banking model. AU has received an in-principle approval from RBI to transition to a Universal Bank.
With deep customer insight across India, AU provides comprehensive banking solutions across deposits, loans, credit cards, premium banking, remittance services, merchant solutions, insurance, and investments. As a tech-led bank, AU offers differentiated digital experiences through innovations like 24×7 video banking, WhatsApp Banking, Chatbots, UPI QRs, merchant lending, and its award-winning AU 0101 app.
AU SFB’s wide network of over 2,726 banking touchpoints across 21 States and 4 Union Territories enables service to more than 1.25 crore customers, powered by a workforce of 59,800+ employees. As on 31st Dec’25, Bank has a Shareholders Funds of ₹19,085 Cr, Deposit base of ₹1,38,415 Cr, Total Loan Portfolio of ₹1,29,898 Cr and a Balance sheet size of ₹1.74 Lac Cr+.
AU SFB is listed on NSE and BSE and is rated ‘AA/Stable’ by CRISIL Ratings, ICRA Ltd., CARE Ratings.
For more details, visit: www.au.bank.in | LinkedIn | Facebook | Twitter | Instagram
