Indian Funds in Swiss Banks Decline, but Customer Deposits Rise

Funds linked to Indian clients in Swiss banks fell to ₹36,793 crore in 2025, marking a decline from the previous year and reaching one of the lowest levels in recent years. The reduction was primarily driven by lower holdings through bonds, securities, and other financial instruments.

However, data released by Swiss authorities showed a significant increase in customer deposits, indicating that while overall Indian-linked funds declined, traditional banking deposits registered growth. The figures represent liabilities of Swiss banks toward Indian-linked customers and do not necessarily indicate illicit wealth holdings.

The data comes amid continued efforts by Indian authorities to improve financial transparency, strengthen information-sharing arrangements, and combat tax evasion. Experts note that fluctuations in Swiss bank funds can be influenced by investment decisions, market conditions, corporate transactions, and changes in international financial flows.

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